Physician in Public Service Loan Forgiveness program

[Jason Xenakis]

Hello. My wife and I are physicians that like in CT and work in NY. We plan on purchasing our first out of state LTR. I am enrolled in Public Service Loan Forgiveness (PSLF) program and need to pay 10% of my taxable income towards my student loans. My wife and I file separate because if we filed jointly we would have to pay 10% of our combined taxable income. That said, should we put our real estate investment in my name or hers? I am assuming if the property generates income it would be better in her name. Any help would be greatly appreciated. Thanks.

[Ashish Acharya]

The Real Estate should be planned so you don't have any taxable income or, even better, wipe out your entire income. Physicians do this a lot. Real Estate can make this happen for you.