Here is how i would think about it if i were you; I have 10K in savings; I can: a) keep it in the bank and get 1% a year for it  - no riskb) invest it in blue chip dividend stocks that pay 4~5% in dividends - higher riskc) Use the money as down payment to buy a house to live in and rent out part of the home to generate income - you need to figure out what your return will be in this scenario.

Get with a mortgage broker about it.One way to get away with PMI, even though the HELOC could be interest only for the first 10 years (similar to PMI in the sense that it doesn't go towards anything), unless you over pay the HELOC and chip away at the principle.

My goal is to become a full time investor and I will keep chipping away until I do!

They're a standard Schlage electronic lock with a chip built in that allows for remote configuration.

I had a bit of a chip on my shoulder so I made the decision to go about it my own way.I reached out to a few of the attendees afterwards, finding more people on Facebook + Linkedin and asked for intro calls.

After chatting with him, and knowing fully what their personal situation is and the reason for selling, I am confident I could chip that down significantly.

Here is the Kitchen durring and after:And the Dining Room after all that crack residue was chipped away!

It is expensive but is colored all the way through (keeps its color when chipped or scuffed), is completely water proof and will last for years and years.

Going through life with a chip on your shoulder won't help you, it's just going to hurt you.

I dunno....getting rid of modest cash flow homes/condos in a blue chip market like SD, and exchanging them for a whole bunch of B and C quality doors in a fly over state = a recipe for disaster IMO.