I understand the bank being concerned if they deem the HELOC is being used on a speculative investment that may be at risk during a downturn such as a spec home or flip, but do you think they pose the same risk if he were to use it to buy lower end rentals below market value with equity most likely already built into the deal?

It's zoned right now as agriculture.   6 miles from a FTZ that has two 100k sf spec buildings that house food manufacturers.   

That doesn't fly in FL, in my opinion... because we both know that nobody is advertising the paper, they are shopping the deal based upon an address, specs and ARV.

Searched for last units available from spec builders in the area; negotiated upgrades and landscaping for $3k under asking How did you finance this deal?

I'm wondering if I can use my solo 401k funds to build a spec home to sell.

+1 to the person above who mentioned recharging the batteries after an event.

There are brown or black specs on the beams of my crawl space, any idea what these are?

It turns out that the landowner who I called back, owned another piece of land that did meet my specs for a solar project and it was well worth the callback.It does not have to be at the top of your list but I always think it's worth talking to landowners.

Their SEER (~23) and HSPF (~10-11) ratings are behind the industry leaders.Their Infinity Line looks very much like other house brands manufactured by Gree (appearance and specs line-up) and boast/claim a SEER ratings of 30-42 and HSPF of (10-15) ... though their noise rating are still akin to a loud dishwasher.  

A handyman landlord working with minimal help can do good work in these places, stay on top of things, and keep perhaps ten of these tight little ships running with practically zero outside labor costs eating into his profits or excessive time commitments, while he does modest, leisurely little spec rehabs and occasionally larger live-in flips anywhere he finds deals, accelerating his timeline to  pay off his street of moneymakers.