Because a tenancy is  the right to have a roof over your head and the protections in law that go with it is also valuable to the tenant and for many it is a priority obligation.Because the tenant cannot abscond with your house in the same way that they can abscond with money you've lent them.Because a credit report cannot tell you whether the tenant is destructive or anti-social and last but not least but above all elseA tenancy is not a loan of money.

This is the Los Angeles police department telling her this, from arguably one of the most anti-gun areas of the Unites States....

In anti-deficiency states, lenders do not have as much leverage.

Then the EINs I am somewhat anti land trust.

A metal roof you can paint with oil based enamel made for roofs usually in a red oxide color.

@Katharine Chartrand - You can try an oxidizer or ozone machine.  

You hit nail on the head - A LOT of buyers and investors are spreading out into formerly less-desirable neighborhoods for the cheaper prices, flip/rehab opportunities, and the less-stringent neighborhood association permitting policies (*ahem* anti-mansionization ordinance).In fact, LA Curbed.com recently did an article showing YoY increases in appreciation.

It could be considered anti-cyclical market.Detroit brings the risk as well as opportunities...

Which means you can just spray and clean it with a anti microbial mold killer.

It has a ultra-quiet pad, hydroloc core, and a scratch resistant urethane with aluminum oxide wear-layer (see below).