It was a product of persistence, luck, timing, negotiating, and not being afraid to ask for what I wanted. 

Regardless, I would get a paper trail going and if nothing forms within 7-14 days go to an attorney to get the ball going; your attorney fees can be spread through the other homeowners so don't be afraid to spend a little money; like another post said, you MUST protect your investment.

And I agree thats what I was afraid of on the ability to get a mortgage after filing this years taxes due to the way mine were filed last year.

Welcome to BP, take a look around and don't be afraid to ask questions.

Don't be afraid to do what you need to today to reach your goal:)

I am afraid he is going to set me back a week if he dosnt finish this weekend.

Account ClosedI'm afraid this is what I'll have to do! 

Good luck and don't be afraid to ask for help.

This usually takes 2-4 weeks to receive this refund.3) Lenders are afraid of a "charge back," because if a borrower pays off our loan too early (conventional, FHA, VA, USDA loans, etc) we are warned that we get charged back our commission.

Carla is clearly not afraid of Foreclosures, and sees the opportunity to earn extra $$$$ & higher returns - especially on a well-chosen property in a strong local real-estate market.David is somewhat more risk-averse / conservative and just wants principal & [most] interest back as soon as possible , and is willing to forego some upside to decrease the probability, however low, of any kind of negative eventual outcome...