It’s not unusual for some adjustments to happen during the loan process, but communication around those changes is really important.

We get primary residence loans for <10% down, we have the power of creativity, and if we're planning smart - we also have the opportunity to ride the wave of interest rates because we're much less dependent on adjustable rate loans.• If you want to get involved in syndications or passive real estate investing but you don't have enough in liquid cash for the minimum investment, you can use your retirement accounts like a self-direct IRA to do so!

They have to adjust to the water temperature.

Adjust the split if one invests more or takes on greater responsibility.

However, if I were to proceed with this, I would likely need to adjust the rent accordingly.I’m looking for advice from the community on how best to approach this situation.

And you can also put an inflation adjusted dollar figure on each one as well as a timeline when that money might be needed.

When you do a 1031 exchange you are in essence transferring the adjusted basis of the property to the new property.  

Being highly leveraged on commercial debt that is on a adjustable rate mortgage increase risk.  

Reason being, I like to manually adjust a few things, items where i see more or less LT inflation. 

Providing them with ample notice allows them time to plan and adjust financially.