To address this, we implemented a process whereby, once we secure a property under contract, we reach out to multiple lenders to obtain their interest buy-down rates.

The proposed changes (if implemented) would fundamentally change Single Family zoning in Reno, and could make the prospect of properties completely different here. 

You should always vent a gas stove due to the pollutants that they emit (nitrogen dioxide, carbon monoxide and formaldehyde). 

For us, we implement novation and creativity when sellers want more than what we can offer in cash.

While it's speculative, if you're comfortable with a 35%-40% down payment, refinance and pull most of your equity out if rates come down in the following years—a strategy implemented time and again by experienced investors.

Many CA investors find the Reno Tahoe, NV market appealing  because of the various strategies that can be implemented like buy and hold STR or MTR and the close proximity to CA. 

Oftentimes that's the case when HOAs implement rental restrictions. 

As always, I recommend discussing this with professionals in order to ensure it is implemented correctly.Have you considered cost segregation studies for your estate plan?

Some will change their approach and lay people off and implement new technology.

Returns of items that don't work/ don't fitSmoke and carbon detectors $100If you really want to make the garage an ADU ask the planning desk now and research if you need separate electric panel - do you need certain parking set backs or a carport?