- Given your experience level, without an inspection, I'd turn around and walk away.

Thank you in advance,Steven I'd advise staying away from Section 8 in BHM and be conservative when running rental numbers. 

And plenty of people wholesale mls all the time and get deals it's actually quite common.

Instead of choosing one or the other, I’d encourage you to do both (when you’re ready).

As far as benefit to the seller goes, @Matthew Paul I think you are probably right on the money and regardless of whether they would have preferred to stay in this house rather than move, it is likely providing them some excellent cash flow; and I'd be hard-pressed to come up with a deal that serves both parties better than the current situation. 

I have individual spreadsheets for each property that I used in my initial analysis for purchasing the asset of course, but I'd love to see everything all together now with real-time numbers.Where can I find something like this?

I'd suggest finding a third property - then you should be good to go with at least a handful of DSCR lenders

Already plenty of good advice above, but there's one piece that is missing. 

It's easier to manage this property now that I sold the other one.I still have to see how much I will get hit by the IRS for 2024 (which is when I sold the other property)I have considered selling the one I have left (in 2026) but I would lose diversification because then I'd have 90% in the Stock market.

I’d love to hear from anyone who has done this before, how did you structure it, and what worked best for both parties?