Hey Kelly,You want to determine what real estate strategy works best for you and your current financial position.

@Nikhil MascarenhasA couple of years back, my wife and I set up a very in-depth asset protection plan.

That is the very purpose of setting standards....denying applicants based on mitigating risk.

Imagine making millions of dollars throughout your career and then having to pay Uncle Sam 30-50% every year instead of compounding that cash over time.This is exactly what real estate professionals have learned to mitigate.To reduce their taxable income, they buy a building every year, do a cost seg, and use depreciation to reduce their tax liability dramatically.Their personal wealth snowball grows much larger and much faster than their W2 counterparts who give most of their money back to the government each year.Following this strategy as a real estate professional is one of the best ways to end up with a much larger net worth at the end of your career.

Two big, very important questions are: 1.

Soo in the class I am reviewing they are teaching us to undercut deals brought by brokers, but once we refi a property and pay off our partners wouldn’t we simply become the very targets that we were after 5 years ago?

Things really pump recency fallacy because it best sells what's "now" in our media-4-profit world. 

There's a very good chance the issue(s) you face have already been discussed and answered.Ask questions in the appropriate forum.

This can be a very slippery slope into more problems.

Best,Jorge