I specifically asked him to talk to the underwriters to make sure the STR would lend. 

They had a very specific vision for a dream beach house.

Hi Jacqueline-Great questions and I also help investors as an agent in Michigan.Typically, I work with investors that like a particular area I have written content about and have shared on Facebook real estate investor groups in those areas or posted on my website.Then, I work with them to define their investing goals and specific buyer criteria so we are only looking at properties that fit that.It has not been a problem working with investors after defining their buying criteria because only a few properties will meet that criteria.To your success!

Don't know this specific "mentor" but I would typically advise to steer away from them.

@Bryce Carroll,IRS doesn't agree with what specifically?

However, the specific details can depend on various factors, including the type of asset, how long it was held, and any applicable tax exemptions.

Pick one that is commenting on your specific situation and DM them.

If you're going to have to go commercial then I'd do more units than a fourplex if the zoning allows.Every project is so specific and every municipality is different so its a little hard to suggest a path to learn more, though I am more than happy to help if you have any specific questions.Hope this helps!

Dee- Good question, It does not say that specifically I am giving a better solution to the ability to use the loan program without issues. 

You just need to figure out your specific goals and management and build your portfolio from there.