The Soil retention fence is plowed into the ground and staked.

Was that a load bearing wall you took out in the kitchen?

If you're able to bear those costs then BRRR away.

This has no bearing on your negotiations with a seller or buyer.

I didn't feel the market would bear an increase.

Personally I'm pretty skeptical about any "guru" offering to save the day, so please bear with my cynical attitude.So, how does your program work?

Big Bear I rented out 225 nights last year.

Just kind of annoys me when I have to read about soil, rocks, what a mortgage broker has to do, etc.

Unless there is a unique situation I probably would not put it on residential.The ultimate question on insurance becomes, how much of the perceived risk are you willing to bear?

Also bear in mind that just because a place has 3 prong outlets, doesn't mean there's a third ground wire attached to it in the wall (i.e. the house may have no ground wires running to the receptacles, though someone may have updated the receptacles themselves.