There are a number of ways to have it YOUR way when investing - Ask the seller to loan it to youDo an installment down payment agreementGive the seller a note - pay him a percentage of the rent you will be collectingGive the seller a post dated check - post dated for 2 yearsOffer a blanket mortgage on another property you ownAsk seller to repair something (we call it the"Front Porch clause) instead of him doing it, he gives a check in that amount ($50,000) that it will take to do the repair - you endorse the check and give it back to him as the down-payment.Borrow SOFT MONEY on another property you ownBring a limited partner in on the deal - they borrow money on their property - you pay them back over time with a nice interest and don't forget a buy out clauseAsk your girl friend, your Mother or drinking buddies - offer a free apartment for a limited amount of timeAsk the owner to finance 100% of the deal - keep him in as a limited partner Offer 20% more for the building if the seller will take back a principal only mortgage (that is without interest) offer a balloon payment and split notes.Ask the seller to let you manage the building for a year - collect the rents and make improvements from the rents receivedOwner financing with split notes (details on this to come)Proposal to the owners daughter - make friends with the seller's wife - let him know you really want this property - beg for help - tell him you are a nice person - just getting started Offer a Hybrid offer - offer less - improve the building and give seller 20% of the profitsTry a Delayed Settlement with right of possession and subject to the mortgage - you make payments until settlement 1-2 years later.

At some point the government will default and it is either going to be foreign investors or 'better' yet on social security,Medicaid and Medicare; and other soft targets. 

That's the backstory.For the last month, since our tenants moved in, they and our old neighbor at that house have made my life so incredibly stressful - to the point where I am considering throwing in the towel and selling the house.The house has a shared driveway with our neighbor, and the back of the driveway where the 1-car garages are for each house is very small and doesn't allow enough room for parking without blocking entry coming or going from the driveway. 

I was doing a soft pof as a preliminary...investor quoting the bank and banker., type of funds sometimes the account...Now I do believe that many are wanting to know specifically up front from a banker not to waste time or hold up anthing....anyway, thanks Christian

I am looking for suggestions on towels and linens.

They should be the ones responsible for keeping the place full of paper towels and toilet paper.

We actually own and operate a high-end luxury home cleaning business.We hired professional cleaners upon move-out & also had the carpets professionally cleaned at 6 months living there and again upon move-out and used proper chemicals and a professional power washer to clean any oil stains from the driveway we may have caused with our old work vehicle.Our landlord charged us the following odd, ridiculous charges:$3.33 To empty out the ice from the freezer ice maker $1.08 To screw a lightbulb in the bathroom vanity$30.00 To remove a nice black metal paper towel holder we had put in the kitchen cabinet$6.67 To fill and paint a tiny minuscule hole barely visible to the naked eye in the kitchen pantry door$3.00 For a smoke detector battery$3.33 To remove a small piece of duct tape from a wall switch in the kitchen we had placed there because every time someone flipped the switch accidentally it would turn the dishwasher off.

A lot of people have gotten soft!

“Soft costs” maybe….insurance, utilities, property taxes, lawn maintenance, etc

I’ve spoken to well over 1000 prospective and active real estate investors.