I am living in SF and buying in DFW, mostly MF and self-storage.  

This is self employment income.

@Mindy JensenI currently have a realtor sending me updates daily, along with checking all the retail sites (Loop Net, Redfin etc) I prefer to stay close to home as I like to self manage (4 plex in AZ have had for 4 years and still not comfortable with repair cost etc, on 2nd management co and its better, but everything else is here within 15 min of my home) any ideas of better searches?

We do use a property manager for some that are too far right now for us to deal with, but they take almost as much time and effort as the ones that I self-manage, so I'll take those over when I have the time to build the proper systems there and have time to screen the tenants myself.If I found secure investments that could substitute for the income from our rentals without the hassle of dealing with tenants, I would consider it, but it's difficult in this low-rate environment.  

Surrounding your self with like mind individuals, is the key to success.

Sorry I don't have any good referrals at the moment as I self manage but if I hear of any I'll let you know

Although you're going to owner occupy, I suggest basing your valuation under the assumption that you're not - you want the duplex to be self sufficient.

There are NO good lenders, they are all self-serving!

Skip your emotional side.I am guessing he showed you his LES statements (Leave and Earning statements) showing how much he makes, how many days he as accrued for leave, etc.They should be titled something like.....Defense Finance (something, something) Leave and Earning Statement.....at the top with a bunch of boxes with numbers in them most likely printed off the myPay website.

I am a computer engineer, currently working a full time job in the field.I am easy adaptable, responsible, self motivated, patient, flexible, dedicated, I believe in proper planning and management .I have the spirit to fight till the last moment with positive attitude , positive thinking to get the job done.I am new in real state, my goal is to buy/hold, flip whole selling and create passive income.