However the catch on both of these financing options is that you need to be a resident of Japan with income in Japan in order to qualify, so for those outside Japan the only options are to either purchase in cash, find outside financing, or link up with someone with said qualifications in Japan and either purchase through them or have them set up a company in Japan to purchase through (I know a couple here who was done that).Hope you found this of some use and happy to help if you have any other questions!

You can refinance using a variety of other portfolio lenders that will be higher interest than Fannie or Freddie, but the qualification is much much easier. 

Thanks everyone,I guess I confused the pre-approval with the app.We went through a loan app. approval to verify our price range a couple months ago, but we are wanting to view a couple properties in Florida, and 'their' lenders are wanting to approve us.Perhaps I can make sure it is a pre-approval or maybe I can take the qualification from a different lender?

Qualifications, LTVs, rates and appraisals are very different between the two.Why is hard to find MFUs? 

If it's a larger organization, feel free to inquire about their different staff qualifications.2.

This may sound too good to be true, but she is motivated to move, and the current mortgage procedures and qualifications are preventing her from selling to the general public.

Hi Ryan,I am a little bit more structured so I have what I call and Invesment Property Qualification sheet with a bunch of questions.

Qualifications would depend on the seller.

They should also be able to use 75% of the rental income from the other 3 units towards your income qualification. 

If they're conventional mortgages they will base qualification on your income and whether you can handle the extra payments.