One way to interpret the data is that high household debt indicates negative pressure and an inability for people to pay their other obligations.Mortgage is the 3rd most popular form of debt.

All of my adult working life I've been stuck and complacent in the customer service/retail/sales industry (not the rewarding kind of sales).  

Last week I asked what your highest rent was, and that proved to be a very popular topic with 136 replies so far.https://www.biggerpockets.com/forums/311/topics/40...So Im curious now what your lowest rent is.My lowest is $1250 on a 2 br/2ba condo in Frederick MD.Go

The area is on the busline near a university and the listing says is popular with grad students.  

Do you guys think it might eventually expand to that area as well once all the other areas start getting too popular/expensive for renters?

Conventional, Hard Money, and Portfolio/Commercial lending are the 3 main methods.Conventional lending is going to be mainly the "buy-and-hold" type of customer.  

There was a poll on this a few months back.The traditional route-- 10-25% down loan with personal guarantee--was popular as was moving on from a primary residence/house hack: https://www.biggerpockets.com/forums/25/topics/390...Holds true for me.

That's the problem I am running in to most give you the common answers because they don't understand or want to understand the service member exemptions because we are a very large pool of their customers.

A collection agency, PI, or a company looking to perform due diligence on its customers would have permissible purpose.  

I preach customer service and doing the right thing, that's all great to talk about because it costs you nothing, but here I am needing to put my money where my mouth is.