However, this little pocket that is south of Knight Arnold and west of Goodlett can be really tough on property owners.

A a county employee she didn’t pay in to social security and as a small business owner I paid very little.

Kings County Housing Court is a dark and expensive place where the tenants/occupants/even squatters have more 'rights' than landlords/owners! 

Where are you getting your data that home owners are not selling and turning them into rentals?

Another lending option you can use aside from DSCR is Bank Statement loan program since you are a business owner.

They could easily be owner occupants who need a place to live.

If I buy a gallon of milk at the corner store, that doesn't make me owner of a commercial property. 

As an owner of one rental property, I found out that I was/am supposed to send a 1099 to a contractor who did some work for us on our rental property last year, and file a 1099 on that same contractor with the federal government.

They care about the occupancy and financials a lot. 4. if you are going to run a owner occupied business out of the property such as adult care facility and you are considered 51% owner occupied you can do 20% down and really good rates. 

Pets?