Don’t waste your time with the large banks, you’ll never get to the right person unless you operate a hedge fund and are going to buy hundreds at a time.I found small local banks work the best.

Any 'investment' can act as a 'retirement'.Roth is great because it is tax freeI personally like real estate also becuase your cash flow is normally shielded by depreciation.I like real estate further because there is less complixities / restrictions when it comes to IRA such as the 5 year rule, year you have to take distributions, RMD, Unrelated Business Income Tax(UBIT).Your goal is to have the best return and the most money at the time of retirement, what is the best way to get there?

Apology:By the way, I spoke personally with the seller about it at DME.

I have acquired my experience from working on my personal live-in-flips and building ADUs, as an owner builder and self-performing most of the work.

We use CompanyCam for this, that might be something that will help you catch things that are missing as well as making sure things are done correctly, whether you are there personally or reviewing remotely.

I was referred to Fund & Grow by a podcast hosted by Clayton Morris.I started following up after three months of non-performance on the part of Clayton, Morris Invest and any and all of his agents and contacts...including a personal phone call by my son to Clayton's personal residence when he spoke personally with Natali Morris with a personal assurance that she would have Clayton contact me with information about an "ASSIGNMENT OF CONTRACT" that I expected from him because he allegedly was only the SALES AGENT..which would, at least, give me an additional avenue of pursuit for performance of duty.Never got word back from them beyond that on the requested Assignment of Contract.2.

I am not a burn-the-boats type of person, and I am more productive with a backup plan.

Although I have submitted one offer, I'm not confident it will be accepted.My primary challenge has been the high asking prices for most of the homes I've considered, which make it difficult to achieve a desirable return on investment (ROI).

The person who is supposed to be in charge of our specific unit does not answer texts, and when I call it goes straight to voicemail.

Apparently our DTI is too high for the HELOC so we can do a cash out refi but that is less desirable because it means we cannot then get the loan for the rental property despite having 25% down.