There is really no excuse for someone who handles their money appropriately not to be able to provide that.  

That does lead to a further question (I'm not a realtor so excuse the ignorance), does a realtor have any obligation to do a title search prior to closing?

To start out I’ll let you guys know my current situation.I’m 22 going to university full time in Toronto and working part time.Last year I found a good deal with a partner on a condo downtown that breaks even with 5% down.I want to get a second property NOW instead of waiting and making excuses.

I don't like excuses like "I have been so busy I will take care of that, that's a problem.

I unfortunately have procrastinated and made excuses of why I couldn't be a real estate investor for many, many years.

Excuse my ignorance, I’m a newbie and will be doing my own due diligence but figured I’d ask since on the subject 

That’s when the floodgate of calls and excuses came in: “Can I pay 6 months up front?”

Not to mention, certain lenders are coming up with all kinds of excuses not to close on loans these days.You shouldn't be paying for an appraisal until you accept a loan offer. 

In many states accepting partial payment will prevent you from going forward with the eviction and you really need to get rid of this tenant.You will be facing the same excuses every month if you do not get rid of him.If you do not evict this time tell him that if he is ever late again, even by 1 day, he will be evict.

Excuse after another excuse...