Being listed as a "certificate holder" is not the same as being added to their policy as an additional insured.  

From their 2020 10k:--"Inventory is comprised of homes acquired through our Zillow Offers program and is stated at the lower of cost or net realizable value.

This is a conventional  program that will lend up to 95% of the post renovation value.  

Programs may be a fit.

It screens out a lot of scammers with certificates purchased online.

@Timothy Burnes Don't do it. 10-20k in equity is not worth all those issues.Bed bugs are a significant defect that can take either $5000 and tenting the whole building for heat treatment, which requires vacating the tenants or getting them hotel rooms for a few nights, or a sustained program of prevention with bed risers, leg traps, sealed mattress bags, and the tenants need to keep it up for.. get ready for it.. 6 months, which is how long they can live without a meal.Sewage in the basement could be a big issue if you have a sewer backup problem.The sinking toilet sounds like it needs immediate attention, but at least that's a straightforward repair.The other issues are what I would consider "normal" as in, you could fix them but don't need to in order to make the place liveable.Based on the bed bugs alone I would avoid... if you are comfortable with this level of rehab you should be getting a way better deal. 

What program, app, or website do you use to collect rent?

I'm working directly with Steve Davis, got my CAM certification, and am reading the above books.

What program, app, or website do you use to collect rent?

Also, the groups I've found on Meetup.com have just been doing Zoom meetings with the goal of selling programs similar to what I already have access to with Bigger Pockets.Do you have suggestions on where else to look for events in the area?