@Michael Henry Thanks for your feedback.

Thanks you @Michael Salto.

Originally posted by @Michael Perry:@Chris Mason Thanks for this.

Hey BP family, my name is Michael and I'm 35.

Thank you @David Sanford @Michael Noto & @Tyler Ansell for the tips.  

Thank you, Michael.

@Michael Sessahaha he's a little old to be my classmate 3lau, but he did make some songs with Tiesto  :)

Since your mom will be loaning you the money, gift tax should not apply but as suggested by @Michael Le $14k of that money could be gifted tax free and not loaned effectively saving you interest on the $14k.  

Michael – it is great to see someone with a plan and apparently the drive that you have.

Once you cross into this world, your costs of raising capital go up significantly.Another downside with having "money partners" take equity in a holding company is that they become owners of all assets of the company (and inherit all liabilities).You could accomplish your objectives by simply forming a joint venture with an individual money partner on a per-property basis.If you have not done so, give Steven Cohen and George Dubé's "Legal, Tax and Accounting Strategies for the Canadian Real Estate Investor" a read - it's and easily digestible primer on the subject.