read A LOT of post in the forums, read a lot of the books that the Podcast guest and @Brandon Turner and @Joshua Dorkin recommend while doing the Podcast.

well I have a little sharing idea here-do not fall in love with this property and spend all your money on high end stuff that's not going to pay you backget it finished in a timely fashion and don't throw gold plating on itlook at like properties in the sale range and stick with what sells100k goes pretty fast without a budget and a visionthis is a investment you are going to turn, sometimes that's hard when you have had good times in a place for a period of time-memories- make a reasonable budget look at what sell for the range your after and don't go brokeenjoy and good luck

We have one where the borrower claimed that she was moving into the "rental" house that her son lived in so that she could claim owner occupant status.

There are many ways to acquire financing or funds/ capital etc. you need: hard money lenders, traditional banks ( investors pay more in interest than owner occupant status home buyers), partners, family and friends, retirement funds ( maybe Roth), private lenders, mortgage brokers, crowd funding, seller financing, savings, rents/ dividends/ interest and other income, etc.

Lots of credits and deductions get lost with this status.  

Brandon had a vague recollection but couldn't recall the guest.

I just know this list has many gold nuggets I don't want to lose.

Or if I should keep my FHA status and do a home equity line of credit, where I can then take money out when I'm ready and buy a seller-financed deal or even get a conventional loan? 

@Thomas Cundy it’s not clear exactly what you’re asking, but I get the sense that consulting an attorney on this would be a good idea.If you had to evict the tenant I think there’s a good chance you could ask for damages to be added to any judgement you got.A lot depends on the specifics of the situation, for example I don’t know whether you’d need to have something in your lease saying that the tenant is responsible for any damages done by guests or if that’s not necessary because it’s implied.I also don’t know what your options would be against the brother specifically.Assuming that no one is stepping up to fix the damage or pay to have it fixed, and you’re asking how you can get that to happen (and what your options are if they don’t), I do think it’s really a question for an attorney.Since it may end up relating to evicting your tenant, if you have a regular eviction attorney I’d recommend you start there.

Fourplexs are a gold mine, but one downside I've noticed is that there are usually many more duplexes and triplexes out there than there are quads.