I'm new to the community and excited to learn from all of you.

Credit scores are made up of many factors, one is the utilization of an account vs its credit limit.

Honestly seems like a little overkill on this decision - unless its strictly a rate-term refinance because rates have dropped, it usually just should come down to a side by side comparison of status quo vs. refinanced (+ how any cash-out capital is deployed)

@Aparajith Srinivasan Welcome to BP in the OC. 

He give the good, the bad, and the ugly.

I do not use Rent Ready, but I know that it is a perk of my pro membership here and I am considering setting it up to help my tenant establish credit. 

Subtract income tax and tax prep from your cash flow. :-)) Run 2025 through quicken and at the end of the year you’ll have real numbers and you can come back to this post and see how close you were.

Getting the money is about 100x harder than drawing up the paperwork.

Going the DSCR loan route is a great way to scale your portfolio. 

I can see sharp investors talking to these folks and just basically talking the seller into cancelling and coming with them as they will pay more..