I also live at home with my parents when on my off days.My issue lies here.

It's a safety issue.

Sourcing and maintaining reliable and affordable contractors without scale (although my 3rd party PMs have the same issue).

Hello BiggerPockets fam,Curious to gain some insight on an issue that was brought to my attention at my rental property. 

I have been having a few recurring issues in different rentals and I have been debating on buying my own sewer scope.

.), that could be included.If you have had previous experiences with property managers that you found particularly beneficial or problematic, including those could provide context and help tailor the advice more specifically to your needs.If there are particular areas you are concerned about (legal issues, maintenance, tenant relations, etc.), emphasizing these could provide more detailed and relevant advice.

Here’s a link for you (affiliate link if you use we both get $25 off an order) https://minoanexperience.com/join-us?

Income, employment and DTI would be factors with an owner occupied loan, so if you think you might have issues qualifying, making it strictly an investment property may be your best bet.

You aren't meant to hold these debt types in place for very long as they have big issues over time.

I use RightCapital for my software and could get you a link to go in and run some numbers yourself if you think it would be helpful for you.