I am doing a rehab and the interior doors and trim are stained brown and are in decent condition.

I know other family members who work a regular JOB.Their mindset is put money in savings in case of a medical illness or rainy day fund.Take 1 or 2 trips a year with vacation and that's all they aspire to be.They look at me and what I do and think "I am lucky" or "I have it good" that I have my own business.They think I sit at home in my office all day and do nothing.They do not realize I am putting in way more hours than they could imagine.I am sacrificing now so that down the road as I get older (36 now) I can take it more easy.Meanwhile many of these (savers) will be working as a greeter at Wal-mart at age 70 and complaining about social security not being enough.I am not going to be one of those statistics.A family member that is 68 has their house paid off,car paid off,and with social security still lives hand to mouth.I try to explain they need to grow that money to stay solvent but FEAR is what grips them from making a move.Whatever everyone believes we know we are born and in a certain amount of time we die.Where we go after that is up to each person to decide.So you do not have time to let FEAR keep you from making rational decisions and not living life.There is risk in everything.Successful people taker calculated risks and on average win more times than they lose.I guess I would be 4 and 5 since I have my own money but also buy property using owner financed deals.

Ponzi Scheme - Social Security & Stock Market are legal forms.

On a tactical note, go into the call knowing about what you would pay if the property is in fair condition and practice saying those number out loud confidently (IE "Based on the information on the property I would offer 230,000 for it and cover all out of pocket expenses related to the sale.")

From what she says, it is in good structural condition but needs cosmetic improvements (paint, maybe some carpeting) from bad tenants.

He was advertising and not disclosing his company's actual financial condition.

The first thing I would do would not be to change social welfare programs.

Check the social security death index.

It is a foreclosure townhome and the property is in very good condition.

So, while making adaptations for someone who has possibly/probably self-inflicted their condition may not be everyone's inclination, it may be very practical and cost-effective.The way to approach any adaptations is to ask her.