I want to understand how many properties are bid on by third parties and how many revert to lenders.

In our property, the house was open to the air in the damp environment of coastal Florida, no heat or A/C at the house.  

My husband and I are still working our W-2s (and extra), but we can't move on another property until this one is at least paying for itself.

Or are you buying it as investment property? 

Some of the projects were with a local partner as well and then the managing chores were split between us.The lending perspective was stiff in the beginning, as I didn't have any experience at all, also no credit score, and that project was only by myself, so the leverage was low, but I could work on a low-price property to start.Fast forward 5 years, I have built a credit score with 2 credit cards under my ITIN of more than 650, and done 4 properties as experience.

Most people that I know just sit on it for decades, while paying property taxes.

Currently i am doing AirBNB Arbitrage. but i want to move into doing fix and flips and long term rentals. my plan is to continue to get more units for airbnb and slowly work my way to getting my first property. but i would love your advice on things 

@Krystle Glass, I haven't heard of many PadSplit properties in Lithia Springs.

I've bought a handful of foreclosure properties here in Colorado and am running into an interesting scenario with my most recent purchase. 

What is the fair market value of the property that secures this note?