However, I recently consulted with a very experienced landlord-tenant attorney (who has done literally tens of thousands of eviction lawsuits) in my area on this very issue, and he said I actually could have charged more.  

You can buy a large duplex. or if being attached to the tenant is still too close, maybe there is a property with an ADU option. or some sort of in-Law suit.

You can always go lawsuit insurance on top of your EandO See your insurance broker for business liability insurance There's so many deals but just don't work with a straight listing And I can make a lot more money by doing a lease option assignment or a wrap or subject to - fix and flip compared with getting 1.5% of a gross sale@Ellis San Jose@Rick Harmon

Is there a circumstance where a lender would look at your personal assets in order to qualify you for the loan, but not be able to come after your personal assets in a lawsuit (if LLC)?'

@Kyle PattersonShouldn’t be any harder unless the building/complex has issues or lawsuits but this is much less likely in a townhouse than it would be in a condo.

That caused delays, lawsuits, etc.  

If you fail to follow the rules, you may open your personal assets to a lawsuit.

I am having a hard time finding insurance that will protect my company from lawsuits from buyers, contractors, etc. 

This can include filing a lawsuit for damages or eviction proceedings.Consider security deposit: If your lease agreement allows it, you can use the tenant’s security deposit to cover the cost of the damages.It’s important to note that before taking any legal action, you should consult a lawyer for legal advice, and always follow the state’s laws and regulations.It’s also important to remember that, as a landlord, you have a responsibility to maintain the property and make any necessary repairs, so you should always inspect the property regularly to detect any issues early on and avoid further damages.

The only downside to having two llcs is the fees for the extra llc but again, I wouldnt have anything in the contracting LLC that I wasnt willing to loose due to the nature of the business and the potential for lawsuits in that arena.