And then if you do get caught and audited, intent will come into play.

Get a independent agent.

Having inspected hundreds of homes during energy efficiency audits, what I have seen is a lack of air sealing & under/no insulation.The "Bang for your Buck" improvements usually are:1: Add more insulation in the attic, it can be stacked on top of existing insulation.

I would love to be financially independent and work for just myself someday, and I see real estate as one potential investment vehicle to help me achieve this goal.I currently rent the property where I live in Durango, and between my girlfriend and I, we pay $950 per month in rent....for a 1 bedroom condo...Yikes!

And I, like all of you am driving toward becoming independently wealthy using Real Estate as the vehicle to make that possible.

While that's a perfectly valid idea and its hard to do without some accumulation of assets, I would argue its independent of "rich" and "wealth".Many folks live off the income from their assets.

I would suggest looking at your local independent brokers.

or an independent appraisal is better?

Photocopy the receipt and give her two weeks to pay half the amount, independent of rent.

They should try to help you out.The BPO's, doing a lease, managing the property you need to check FIRST your IC (independent contractor) agreement with your brokerage you have your license with.The brokerage might not have E and O insurance for those activities or want you performing them.