We did a commercial loan, 20% down (10% down each)-I leveraged my partner's relationship with his commercial lenders to establish a baseline of credibility for myself and cut my teeth doing my first deal.

I am on my way to buy my first property as a 20 year old student.

Great to see you taking the first steps toward real estate investing!

I think investing in a house hack is a great first step if you have enough capital.

@Paul Halphen Not sure if it's any difference, but it would be a first lien position if I refinanced and paid off the seller from their note. 

Do you plan on purchasing the primary residence first or rental property? 

The first prototype will have all specified fixtures, finishes and products as My wife and I like and approve.

For whatever reason, they accepted my first low offer to scoop them all up.

I am getting ready to create a first time lease agreement - and was looking for a template -   :)

First of all, don't be surprised if the CPAs (if not experienced in RE investing) tell you you can't self direct, or that you shouldn't because it's too risky.