Long term rates already have a .75 BPS to 100 BPS increase in margin spread do to risk, that will come off the table soon and lower rates just based off that and that would put my 30 year fixed rate in the 5.25% to 5.5% ish range. 

That's a really rough summary and just based on my recollection, but the point is there are solutions available. 

Any "ward" in Houston should get some questions going, but majority of Houston based agents will push this ad nauseum especially the one's on here and have been the better part of the last 2 years. 3rd ward for MTRs, STRs, and travel nurses and 5th ward for fix & flips; but only an idiot would buy a 5th ward property without doing their diligence.

I'm a licensed builder in NC based in Shelby with quite a bit of experience.

  #1 employer is the state government with the capital here, and the #2 employer is the Federal government with 3 military bases. 

Looks like Charlotte allows up to 6 unrelated residents, based on what I found here: https://charlottenc.gov/planni...

I agree, the term itself seems to have been the result of backroom jargon as any pool sold or collateralized will be based in part on the WAM, Weighted Average Maturity of the obligations.

@Sam Booth Yes to the Oil based Kilz on the sub flooring or something similar to help kill the odor.

Several times a week I get ad based emails from Easy Street Capital thru biggerpockets emails.

Hey Shane, I'm a huge soccer fan and it's good to see that you're in the real estate space as well!