Financing for an LLC with no history income or assets other the the ones requesting leverage is like pulling hens teeth.It's an imperfect world but the asset protection strategies that will help you as an intermediate investor can actually be a detriment to you as a new investor unless you are seeding your LLC with cash to operate on it's own from the get go.Most folks get stuck in a search for separation from their personal lives with their investing but at the same time must depend on their personal resources for establishing the LLC. 

But you could use a company like SmartMove that the tenant pays directly (or you could if you wanted to).I use this service which allows you to obtain a full credit report (like this sample report) complete with FICO score, details of their accounts, payment history, etc (as opposed to just a credit recommendation that some companies provide) for as little as $9.95. 

Does anyone have experience using a Japanese entity (Godo Kaisha) to establish operating history that Japanese lenders/banks would accept?

I assume the history of the house is no secret amongst the neighbors (and by simply pulling up the disclosures on the current listing).

If the tenant chooses to use Rent Reporting, Cozy will send their rent payment history (including past payments) to Experian RentBureau, and they’ll be added as a new tradeline on the tenant's Experian credit report.

You will want steady operating history anyways for the refi, and hopefully you will have increased NOI over that time.  

My main concerns are that they have good FICO scores, steady income, good references and good rental history.  

It also makes sense from a financing perspective - my credit score is 760+ right now, but the average length of credit history will come down really fast if I get a few SFR mortgages.Being an engineer, my instinct was to go straight for the data.

.#2 Lloyd's of London's Rating(I know that you can all Google search quite effectively, but thought that bringing this info. to one centralized location might help...)Lloyd's of London has a long-standing history as a pioneer of the insurance industry.

Hi Bigger Pockets,My name is Scott and I am from Placerville, CA about 30 minutes northeast of Sacramento in Northern California.I found this site recently by googling "Best Real Estate Investment Forum" and Biggerpockets.com showed up at the top of every list.A little bit about my investment history is that I have been working on and off for my Dad who is a broker/investor.