Creative Real Estate Financing
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated almost 7 years ago on . Most recent reply
Advice on Japan lenders
Does anyone have experience using a Japanese entity (Godo Kaisha) to establish operating history that Japanese lenders/banks would accept?
Specifically, I am considering establishing a company and using startup capital to establish cash flow for 2-3 years before applying for loans from Japanese banks.
Any guidance would be appreciated.
Thank you!
Most Popular Reply
![Daniel Mills's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/266272/1621437551-avatar-danielmills.jpg?twic=v1/output=image/crop=958x958@1x0/cover=128x128&v=2)
@Ryan Cox - when you say "domestic do you mean US institutions that will lend on Japanese properties or Japanese institutions lending on properties in Japan?
@Kiley N. - I was at a real estate seminar with a guy from the UK who was looking to buy properties in Japan. He was a pretty high net worth individual. He said that he could get financing from a Japanese bank even though he had no income in Japan but he had to put at least 50% down.
Have you looked at some of the big banks like SMBC? I am not sure of their criteria but maybe they loan to non-residents. SMBC Loans