It's crucial to look beyond just the lowest rate offered on a verbal or preliminary basis.

The only way to know for sure is to try different ones and track your response/deal rates. 

Overview:Address: 3960 Pleasant Shade Dr, Atlanta GA 30340 (Have owned for since Nov 2016 and depreciating)Details: 3 bed 2.5 bath 1,847 square feet (None of the photos online are current)Principal Owed: $232,000Mortgage Rate: 3.375%Monthly Payment: $2,010 + $250 for landscaping and pest controlCurrent Rent $2,450 a monthProjected New Rent: $2,750-$3,000 a monthPotential sales price $450-500k. 

Will it decrease vacancy?

Given you have such a low rate on your mortgage, you may be able to get some cash flow if you rent it out.

Hey Bp,I have an adjustable rate heloc that started out with a super low interest rate when we first got it.

So if that Sec. 8 tenant has to leave for whatever reason there's a chance your next tenant may not be Section 8 and thus your rent could decrease.

Then Covid hit and rates dropped.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

On the other hand, sometimes it irks me when I book a 5 star rated place and it's disgusting inside and the beds are awful.