Units are about 200-300sqft and I'm thinking about putting in a tiny kitchenette, a breakfast table and chairs for two, and a murphy bed, and TV. 

To get the replacement cost, your insurance agent should plug it into their modeling system which will incorporate square footage, catastrophe risk, etc.

After 30+ years working in Corporate America in the finance and accounting field I am ready for a change.  

There is a small incorporated town in California that I have a rapport with many of the City Council members, including City Planner, City Manager, and Mayor.

You need to know them and make sure your lease incorporates them.  

I currently own a commercial property that I run my barbershop out of, and lease chairs to 4 additional stylists. 

i am a contractor , my business is incorporated .

It is alos important to note that Unrelated Debt-Finance Income UDFI applies when an IRA incorporates debt financing for investing in real estate. https://www.irs.gov/irm/part7/irm_07-027-008This same tax does not apply to solo 401k plans, however.

http://www.biggerpockets.com/renewsblog/2013/03/25/is-incorporating-worth-it/See you around the site!

We listened and now have a nice elegant table with two chairs with a table setting and some flowers so you can overlook your back yard.