Will my being in a great job for less than a year (because I graduated in may) affect my ability to get a mortgage even if I have the cash for a down payment? 

The answer to this question may be obvious, but this is all new to me.Does getting pre-approved for financing by a bank or other lender affect your credit score?

If you could explain the fees a little more and how the affect the loan balance and where they come up that would be great thanks.

For example if somebody is walking around repeatedly saying, “I would buy this house at any price!”

An agent looking to grow their pipeline of investors, should understand that it takes time and cultivating the clients that reach out to you is a very large part of getting referrals and having a repeat customer.

it does not affect me yet, I don’t have any units that would justify more than a 10% rate in increase and I i can still do a no cause eviction in their first year. 

Our agent has repeatedly said that the selling agent has been difficult to work with and has suggested that if we do not get the information we are asking for that it might be in our best interest to walk away.We don't want to put down earnest money and pay for an inspection until this information has been provided.

This only affects “portfolio” or private capital loans.

Lowest money option is to buy a multi family and live in one unit and rent out the other units.Other options if you have more money are the purchase + rehab option, force appreciation and refi out to get your money back out, and then repeat.

@Cameron TopeI'm a new Investor in Houston TX and would love to get some feedback on how Texas laws affect wholesaling.NOTE; I am not a wholesaler nor I plan on doing wholesaling, I plan to do BRRRR and multifamily rentals BUT if I find deals that I can not take for whatever reason, I would like to know my options and I like to know a little bit of everything so I can have a good toolbox.