Then you would verify their employment and rental to see if they do make enough and if they are gainfully employed

@Nick G. makes some excellent points and reminded me that when looking at all of Ventura County you should also be aware that Amgen was/is a huge employer in the area.

My schedule allowed me the time to help her grow up.My wife's employer has been a great man about my problems and only expects my wife, who is a computer programmer, to come to the office for a 1/2 day but pays her full time.  

All my extra income from my job is going into my employers 401k as they match .50 to the dollar up to a certain percentage.

I've really gone from full-time employment to a contract position but have less than one year of self employment history and as a result cannot seem to qualify for a conventional A paper loan despite great financials and solid assets. 

When you do "short-term," you're actually considered an "active business" subject to self-employment tax as well as your personal income.When doing wholesale (for example) through an S-Corp, you may treat part of your net gain as a distribution wich is not subject to self-employment tax.

Bank employees and their immediate family members are illegible in participation in liquidation of their employers assets.

My question is, what negotiating strategies can you employ to REALLY move people from an asking price that is $400K too high for a commercial property?

The property manager will verify their income by contacting their employer or checking pay stubs.

I like the way that Cozy handles the tenant application and screening process but I’m stumped about how to handle employment verification paperwork.