I would keep your message as short as possible "Hi, this is Kyle and I'm glad you're calling about your property.

Even the best tenants will break things.Food for thought...If you are going to rent it out, your rehab numbers would be lower since you wouldn't be putting in the best finishes (for the same reasons as above).Doing a flip will kill you on taxes and eat into your profits due to the short term gains.

I know that this process is going to ruin my credit score in the short run and I am worried about needing to go to a hard money lender later.

YUP... some states deem multi bene as Securities that need to have a security offering ( Oregon ) other states like CA have a 10 person limit before you need a securities document.. other states I don't know how they each do it.. but you will find out shortly no doubt.. the attorney you retain should know this right off the top of their noggin.

To get to know it better, I'm doing some works as a general contractor for some investor, I put together a team and we can help in the San Antonio area, for now.My goal is buying some Apartments on a short term.

It is in a great location and I am currently finding out if they allow short term (airbnb) and long term (corporate/tenant). 

I am paraphrasing the quotes here but that is the short of it.

Long story short I am trying to decide if I want to invest in Iowa or Texas. 

He then indicated some lawsuits in other states (not where I am in Colorado) where the HOA lost trying to prohibit short term rentals under similarly worded clauses. 

I don’t have any experience with these, but I think you will find better answers in the short term rental or vacation rental areas of the forums.