Most are free if you don't owe anything, but even a $100 annual fee here or there is worth it to know you have *access* to the money if you need it, later on.

This afternoon while cooking out back, Mexican neighbor agreed to help out with the house painting and other yard projects - for virtually free on weekends starting tomorrow - in exchange for a few beers and my awesome lunch/dinners off the grilly! 

While I do not personally have a contact in KC, I'd recommend using BiggerPockets' Find an Agent tool.Its a FREE service for BP members like yourself who are looking to expand your network and find local experts.Here, you'll be connected with an investor-friendly with knowledge/experience in your desired location(s). 

It's free and clear, owe nothing on the property.

Read below to hear from Chris: Being a teenager is a difficult time, which most of us apply selective memory to.

Feel free to reach out, I'd be happy discuss these options. 

Unlike drugs, the first hit is not free.

Feel free to shoot me a email (address in sig) and I can get those over to you...

Now you must pay the Tax Man for those five years of basically tax free income.

Feel free to PM me if you'd like any additional insight.