Now again, I don't know the laws for each state, but earnest money is not required for a valid contract in Texas.

I would ask if that area you're looking in has any sort of law/rule such as that.

A seller does is not required by law to hire a real estate agent to sell their home.

I suggestyou check the laws before you go this route. the new respa (Disclosure)law is one of many that protects sellers and buyers from these double closing.

Unfortunately, because of these challenges Hispanics tend to be more susceptible to predatory lenders.American Home Mortgage has created a nationwide emerging markets division that addresses these mortgage lending issues and provides financing to documented and undocumented tax-paying immigrant borrowers with non-traditional credit.

Find out what your state's laws are, and then you can make an educated decision.

I do not practice in real estate so I am unfamiliar with real estate law, other than just the general knowledge.

If your client files a ch 13, they would set him up on a repayment program.. if he files the 7, he could wipe out most of the debt free an clear.. however with the new bk laws..

Network with people.At school, take courses that will help such as accounting 101as an elective or business law 101 or contract law.

I read that this is not allowed in NC - just have to check your state laws.