I myself, spent the last 3 years waiting for my Army Reserves contract to end and working full time as a Corrections Officer at a high security prison for the state of MA (very stable union job), I felt that I had learned just about all there is to learn in that environment and there really was no more room for personal development.

I was a fly fishing guide for 12 years and people kept asking me when I was going to get a 'real job'.

I feel anyone can give a pointer to how to fish no matter who it is.

I  have a question, I found a vacant building in fish town the owner is decease but I found out who the next air is. but i'm having a hard time location that person. what should i do????

Since it's FSBO, is the owner just fishing to see if they can get their price?

If someone would be willing to have a great lunch and let me pick your brain from beginning to end of a deal, I believe that we could form a very good environment to help each other in the future.  

Lenders set their rates based on their profitability metrics (internal fundamentals) and they publish those rates and their originators are given rate sheets that indicate the rates offered that day by that lender  (in a volatile rate environment, these rates might change up to several times a day).  

So long as the payments are current and made consistently, lenders typically have bigger fish to fry.At least one of the gurus teaches using sandwich lease-option as a way to stave off such issues, but that might not help in this specific situation.

Of course they are better for the environment but more can go wrong.

If you look at the history of Miami there are a multitude of reasons for what created this environment.