Assuming her new position is salary, and depending on what is on each of your credits, it may make sense for her to go through the loan process. 

I have not experienced foundation issues representing clients, and the 13k quote is in the ball park typically it is at least 10k (depending on what is needed).

I think it depends on what you're looking to do.If you are wanting deals on or off market, partner with an investor friendly realtor that can hook you up with properties that the come across on the MLS or off market.Funding I have some contacts I could connect you with when it comes to hard money. i'll send you a connection request!

It all depends on your risk tolerances.

The types of program would depend on the type of property.

I look at land sale comps (which aren't always easy to find depending on the state/market/area) and we offer something based upon the the retail value that land like that sells for.  

But as an investor, you're totally depending on everyone on the team to do their job. 

Education wise can be expensive depending on how a host has gone about learning how to run a STR.

.)- Workers Compensation (even if you are not employing anyone)There are other coverage to consider depending on your operations.   

@Erin SpradlinThis is very market dependent.