Same with databases?

You have plenty of education under your belt, you've taken care of some administrative stuff, and now you're actually finding deals.

There are contractors who have the accreditation as a Certified 203k Contractor.And HUD has 2 online databases of lenders with the most 203k experience. 

Not to mention the database of thousands upon tens, hundreds of thousands of persons who previously visited that are direct contacted and alerted on any new listing.

@Alyssa Coffey My advice to you is to go down to the county and get the entire database of delinquent properties yourself.

Some of the the best ways to find off market commercial and multifamily properties is to compile lists from city and county websites if available or through a paid service like List source, Reonomy and CoStar or you can use free resources like Loopnet, CREXI, Craigslist, tax database, brokers, property managers, title companies, environmental consultants, building inspection companies, appraisers, landscapers and other companies that service commercial and multifamily properties and driving for dollars.The real key is in how you approach the owners and then the follow up.

At the time I was making $57K a year as a Database Programmer and living with my Foster Mom rent free.

Generally, using databases like reonomy or propertyshark do not return the correct information.And then, how do you usually go about getting to the ultimate goal of asking if they are wanting to sell?

Also, consider that there's a good chance the current administration will pass some type of student loan discharge at some point before the mid-terms.

I think you should stick to a fixed number- billing them in different amounts each month seems like an administrative nightmare.