My name is Eric and I live in Denver, Colorado. 

Hello everyone,I'm currently living in Massachusetts and house-hacking (mid-term rentals).

I would want to live there for a year, refi, then buy another property thereafter.

. - A dramatic increase in the supply of folks needing a place to live usually results in increasing home prices and increased rents.

I live in the South Dallas as well and would love to meet over coffee.

Also, is the "service date" strictly the date the property was brought into a serviceable state, or the date the listing goes live? 

Building codes are continually changing.If you are insistent on living in a property under to today's code, you need to live in a new construction property.

As you imply: there is no set standard for "conservative", but my personal POV is we are going to be living with 6% interest rates for a while.  

@Juli FordWe are going to be in a similar situation in a few years and questions we ask are:How comfortable would you be if you had to pay the loans at 7%?

The study identifies with forensic engineering detail the immediate Bonus Depreciation 5, 7 and 15-year personal property class lives qualifying portions of a building that are normally buried in 27.5 year residential or 39 year commercial categories. 21.64% of the total depreciable basis was classified as 5-year class life.