We refinanced using the VA cash-out program in 2020. 

Instead of the declarations page, the new agent can provide a Certificate of Insurance detailing when the new policy was put into force.

Repeatedly I have seen agents that have gone through the KW training programs be successful. 

;) Make sure to find one without monthly membership commitments, flexible pricing, and an awesome affiliate referral program! 

Being listed as a "certificate holder" is not the same as being added to their policy as an additional insured.  

From their 2020 10k:--"Inventory is comprised of homes acquired through our Zillow Offers program and is stated at the lower of cost or net realizable value.

This is a conventional  program that will lend up to 95% of the post renovation value.  

Programs may be a fit.

It screens out a lot of scammers with certificates purchased online.

@Timothy Burnes Don't do it. 10-20k in equity is not worth all those issues.Bed bugs are a significant defect that can take either $5000 and tenting the whole building for heat treatment, which requires vacating the tenants or getting them hotel rooms for a few nights, or a sustained program of prevention with bed risers, leg traps, sealed mattress bags, and the tenants need to keep it up for.. get ready for it.. 6 months, which is how long they can live without a meal.Sewage in the basement could be a big issue if you have a sewer backup problem.The sinking toilet sounds like it needs immediate attention, but at least that's a straightforward repair.The other issues are what I would consider "normal" as in, you could fix them but don't need to in order to make the place liveable.Based on the bed bugs alone I would avoid... if you are comfortable with this level of rehab you should be getting a way better deal.