@Brant GarnerWelcome to Bigger Pockets.

That could give you a bigger monthly cushion and push this into a favorable and valuable deal for you.

I just joined bigger pockets and am in love with it and its community!

You have a much bigger cost and time involved when you start setting these complicated ownership schemesup.

Hi there bigger pockets members I’m a first time buyer and found a house sooner than I though and I don’t have the down payment witch is 3.5% I need to have 20,000 down what’s the best way to come up with the money or is there any 1% down programs I should look for PLEASE HELP I’m I’m the Los Angeles are and it’s a property I’m wanna house hack

The bigger breeds stay in their "puppy" stages much longer than a smaller breed dog. 

@Martin Perez if you're looking for Buy & Hold information check out the calculators available here on Bigger Pockets.

-OR-Leverage with other investors to jump directly into something bigger like a 40-50 unit?

Even if you don't need to replace these things now,  you need to account for the bigger costs that you will incur in the mid-term and how those will impact your overall returns.Sounds like you're looking for something to hold long-term and rent out, rather than flip, so it's about how low the seller will go (or what they will fix themselves) and what your projected rents and expenses look like. 

Hi Bigger Pocketeers!