Texas Tech is enormous, growing super fast, and the physically largest university in the US if I remember correctly. 30k+ students.

My background is student housing so if you have any questions, feel free to ask.

My name is Kamille and I am new here on BP:) I’m a student from the upstate in South Carolina!

Our team was made of college students with hockey scholarships. 

I would recommend you also attend conferences to meet the coaches themselves and many of their students.

Lower interest debt like mortgages, car payments, student loans etc. are a bit more personal and again involves your own personal psychology and comfort level with debt and risk.

In your shoes, I would be asking a few questions:If I rented the home exclusively to college students, would the numbers be in line with house-hacking to random tenants? 

I like your creative thinking but no I don't think you should have your husband take out student loans to invest in real estate.

I agree with the maintenance reserves needing to be bumped up considerably, as for the vacancy reserves, I made a conservative assumption that I would see roughly a month out of the year where tenants may change due to the life style of college students (if they were the demographic renting the property) depending on if they renewed a lease or not.

I self manage and rent to students now but I’m strongly considering turning part of it into STR.