Have you had your purchase agreement , mortgage and lease reviewed by a competent attorney that specializes in such matters?

You’ll catch a problem as soon as it happens, rather than waiting for a tenant to notice.Putting a special device on each appliance gives a live reading and pays for itself in the long run.

What do you specialize in?

Just because it was the 1st mortgage doesn't mean that ALL other liens are wiped, certain liens cannot be foreclosed out including COA liens and municipal liens (special assessment, lot clearing, securing, utilities, etc)718.116 Assessments; liability; lien and priority; interest; collection.— (1)(a) A unit owner, regardless of how his or her title has been acquired, including by purchase at a foreclosure sale or by deed in lieu of foreclosure, is liable for all assessments which come due while he or she is the unit owner.

Seems every firm I call says they can specialize in RE, yet their websites don't list Real Estate as a specialty.  

We also had to explain why we received such large tax refunds every year we adopted (for international adoption of children with special needs, there is a one time ~$13,000 per child credit from the IRS to help offset the cost of the adoption.) 

I am looking for a loan officer who specializes or has significant experience dealing with FHA 203K loans.

That is exactly what we specialize in.

If you want a custom lease instead of the standard C.A.R. one, I'd call around to different attorneys who specialize in working with landlords.

If the HOA has a million in reserves, you probably don't need to worry much about rates going up or special assessments.