Interested, please send me more information private

The other 10k for a down payment will likely come from a private lender.

-Will my Private Lender who I would like to do several more deals with have an issue with me taking this deal?

Timeline:Property 1 Purchased Jun 2016: Purchased for 5% down @ 255k, refinanced about a year later at @ 325k with some minor renovations completed, and got a HELOC Oct 2017 for 20k and had 20% equity in the property vs 5% when I had purchased Property 2: - Purchased in February 2018 for 192k and had it reappraised in March/April for $222,500 - This was super low based on comps and I asked for a review based on the brokers opinion of value as well and he said he could not review it- After this the lender informed me that he could not even do the refinance with the appraisal because my DTI was off- He recommended waiting a year or so until the rents from the new property show up on my tax return and to pay off some debt for the ratios to start working in my favorMy realtor provided me some provide private lending info who were able to offer NO refinance on property #2 but they could do a mortgage on a new property we were looking at for 20% down, & 10% interest.I did not have 20% ready to go as I was banking on the refinance for at least a portion of the funds and had to turn down the offer.Curious if anyone else has encountered these roadblocks and If I need to wait or if there is something I can do. 

(For the record, I receive not one penny for my recommendation; I'm just satisfied customer and a fan!)

If the properties sold for more than what you offered, this is just a case of below average customer service, not shady business practices. 

Now my wife and I each run a truck and each have 35-45 hours per week of paid work, 10+ hours of unpaid driving, and turn away new customers constantly.

Thank you all for your quick responses, I will follow up in private messages later today - looking forward to us working together!

Finally I will say about this subject that when starting out we should be willing to under charge (even if undercharging ourselves) and be willing to give out enormous value/performance not because we want to sell ourselves short but because we are trying to establish credibility with our customer.

this is a newbie question but here is my background...I have been a silent partner in flips for the last year on two properties which will be getting the principal and profit back soon as they are under contract or ha...