3) All crowdfunding campaigns offer some type of product or premium to the investor.  

Any way I could have the shortest lyft career on record like one ride an done or I could like it.I have a brand new Tesla and I am thinking I can get the premium price for picking them up in a luxury car.. plus I don't pay for gas..

So today I called them to get a quote on the duplex I'm in the middle of purchasing, and even with a $10k deductible the monthly premium was almost $200.00, which seems extremely high to me.

While we all need to adhere to NFIP/FEMA guidelines, great agents will help their clients look into methods of reducing premiums with mitigation and other methods.

But wow. sponge floors covered with the cheapest wood linoleum available, and very badly installed. 

The hardwood in my rental rehab is not worth refinishing because of some areas of dead wood so I've decided to go with tile.

The title insurance premiums will not be negotiable but you could choose not to purchase owners title insurance.

I am using a similar wood-look but sheet vinyl in C class units and the tenants love it.  

I see your a buy and hold investor, we buy and hold also and have a few rentals over in the wood streets area of riverside.

Ok Matt, I'll articulate,example you buy 100 shares of apple at $100 = $10,000, you create a covered call and get $100 premium...thats 1% return (no margin) for 1 month return. with margin you use $3000 of your money, aprox.