If and when available for my personal properties or buyer client's in Oregon, seller financing has been the way to go.

Personally this is the way I think governments should implement these regulations.

I really would like to keep as much personal cash as I can at the moment because I am expecting some very big life changes this summer which will take a good chunk of my income.

like what most people don't get about the AI is that, currently, in 2024, the AI will become a sudden giant because there's world war three among data centre elephant and data modeler : microsoft vs google vs meta vs amazon, they are the one that's buying thousand of nvidia gpu with the hop one day that one small company or startup can replace the incumbent like google , pfizer All their purchase makes every single nvidia employee can buy a house in santa clara county easily lol. it would impact REI by a lot later on as employment and employability or group of persons would change.

As that will at least help folks that you reach out to know that you are a real person, with a picture and professional bio.

Personally it all seems to equal out in the end.Our cleaner charges a flat rate no matter how long the stay or number of guests.

With respect to the other market cycles this is what I would personally do to exploit the upcoming market cycle:Recession: Network and Educate!

Quote from @Albert Johnson: Stay out of personal drama.

@Michael MoikehaHere is a list of lenders who specifically specialize in non-recourse financing for retirement accounts:https://www.biggerpockets.com/member-blogs/2810/50272-list-of-non-recourse-lenders-for-self-directged-ira-and-401kI personally have a loan with NASB, good experience. 

With the current interest rate environment, is it best to focus on entry level single family homes?