In the mean time, build a one-room or studio dwelling on the property as well, and then after a year move back to FL.Really wondering if there's a quicker option than "work for a few years to make money and then start." 

You can get into a 3-4 family properties (3 to 4 family is preferred since it is tough to find a duplex now that cash flows once you move onto your next househack) with as little as 3.5% down (FHA loan, you can only have one of these outstanding at any given time) vs. 5% conventional loan (you can have up to 10 of these on your credit report before you essentially run out of space) and create an investment property with little money out of your pocket. 

Once you take over operation of the system, you will be required to keep it running (by the County Govt)You're losing money already and you don't even have all of the true numbers.

FHA loans are designed for borrowers who don't have a lot of money.

The reality is people are making money in virtually every market.

Lenders typically originate the loans to investor specs using a warehouse line/line of credit (meaning borrowed money the lender is responsible for), then immediately (within 30 days) sell that loan to an investor.

You need to study Low and No Money Down Real Estate Investing.

My preferred money market is returning near 2x my lowest rates.  

I'm leaning towards the Authorized, even though it's a bit more money.

I believe that the only way small investors can provide affordable housing and make money is not by investing in affordable housing by itself.